Your Financial Co-Pilot
Managing your money should not feel like a second job. Helmo helps you understand, anticipate, and decide with clarity, without judgment and with steady guidance across every financial choice.
Enel bill due in 3 days (€89). Your home budget covers it comfortably, and you still have €160 for the rest of the month.
You have €83 more than usual this week. Move it to your emergency fund and you reach 50%. You are close.
Why Helmo Exists
We bring order
to your finances
Do you reach the end of the month without knowing where your money went?
Did you plan to save, but one unexpected expense threw everything off?
Helmo turns the chaos of your money movements into a clear, immediate view.
No spreadsheets, no stress
83%
of users save more
12min
a day to manage finances
3x
clearer than a spreadsheet
Fragmentation
Too many apps to check.
Complexity
Numbers that do not speak a human language.
Uncertainty
Too much uncertainty about what will happen tomorrow.
Helmo, Explained...
Technology should clarify, not complicate.
Helmo analyses your habits and translates numbers into clear, understandable scenarios.
Helmo's main features
A system you can read before you have to trust it.
Real margin
Automatic Monitoring
See what you can truly spend today without putting tomorrow's plans at risk.
Helmo analyses income, outflows, and the recurring charges you tend to forget. It shows your real purchasing power in real time.
Every decision is still yours, but now it is an informed one.
The Agents
The AI Triad
Three specialized intelligences, all included in Helmo, working together to give you the best support every time without making the experience feel heavy.
Analysis & Prediction
Aura
Deep financial flow analysis to surface risks and opportunities before they fully materialise.
Empathetic Interface
Lisa
A human interface that listens and translates numerical complexity into clear, actionable guidance.
Optimization System
Maia
MAIA monitors and governs the system so Helmo stays coherent, stable, and ready to improve.
FAQ
FAQ
The essential answers to understand what Helmo does, how it works, and what to expect when you join the beta.
Beta Access
We are launching the Beta.
And we want to do it together.
We are looking for people who want to:
- Get early access to the platform
- Try every Premium feature for free
- Share real feedback
- Help us build the financial assistant you always wished existed
Manifesto
We want you to feel safe in your choices.
We do not want to make you feel like a finance expert.
Behind every money decision there are things that really matter: your time, your plans, your freedom.
Helmo is here to simplify, clarify, and guide.
It is the compass that helps you keep direction even when your balance drops and you cannot explain why.